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Markham Real Estate Blog
Plain answers to the questions people ask before they buy or sell in Markham. New posts every Monday, Wednesday and Friday, with the sources listed on every post.
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What happens on closing day when you buy a home in Ontario
Most of the work happens between the lawyers on paper and online. Here is what they do, what you need to have ready and when the keys actually reach you. -
The Mortgage Stress Test Explained for Markham Buyers
Your lender approves you at a higher rate than the one you will actually pay. That one rule sets the ceiling on what you can buy. -
How Long Downsizing in Markham Takes, Stage by Stage
Which parts of a downsizing move run on fixed legal deadlines, which ones stretch to fill the time available and where the weeks actually go. -
Sell First or Buy First When You Downsize in Markham
The order you choose sets your budget, your stress level and whether you ever end up carrying two properties at the same time. -
What Helping Markham Families Downsize Has Taught Us
Five moves the team has published, the patterns running through them and what those patterns change about how we handle a downsizing sale. -
Who Helps With Downsizing in Markham and Who Does What
Four kinds of professional are involved in a downsizing move. Most families meet them in the wrong order. Here is what each one does and how they fit. -
Bungalow, Condo or Townhouse: Choosing Your Downsizing Home in Markham
Each of the four common downsizing choices in Markham trades price, maintenance and accessibility differently. -
What closing costs to budget for when you buy a home in Markham
The one-time bills that arrive on or before closing day, which ones have a fixed formula and which ones you need a quote for. -
What a Condo Status Certificate Tells You Before You Buy in Markham
The status certificate is the closest thing a resale condo has to a financial check-up. It is the document your lawyer should read before your offer goes firm. -
Using the FHSA and the Home Buyers' Plan for Your First Markham Home
Two federal programs can put tax-sheltered savings toward a down payment and CRA lets you use both on the same home if you meet the rules for each. -
How Much Land Transfer Tax You Pay on a Markham Home
The Ontario rates, worked examples at recent Markham median prices, the first-time buyer refund and why the same house costs far less in tax than it would in Toronto. -
What It Costs to Downsize in Markham
A line-by-line look at the bills that come with selling a larger Markham home and buying something smaller, with worked land transfer tax examples.
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